online wallets in india

Top 8 E-wallets to make India Cashless

Technology is reaching slowly and slowly in every field in India. A lot of population is nowadays slowly getting into online payments, simply because almost every service is available online. From food items to buying clothes and purchasing goods everything is available online. The slowly banking sector is also expanding its services through the internet. Now we can send money to another person just by sitting at home. Also, we can check our bank balance, ask money from a friend into our bank account, everything is possible from nowadays. Some interesting features of Online Payment


Almost everyone nowadays has a smartphone, even children do have. So it is indeed very convenient if we have our phone and at the same time, our money on it. Online transactions by us can be done anytime and anywhere even when we are out doors, as long as we have an internet connection then we’ll be able to make a payment. That is why more and more people nowadays are getting into paying online through E-wallets


It is a little scary for us to bring lots of cash around, and with online transactions. We don’t need to be scared anymore since it is all on our mobile phones. Online payment services such as PayPal, Paytm, and other online banking apps have security codes and passwords on their systems.

Top 8 E-wallets to make India Cashless


Paytm is becoming one of the largest mobile commerce platforms in India. It offers its customers a digital wallet to store money and make quick payments through it.

It was launched in 2010.  We can also pay utility bills, merchants and other bills. It also provides some interesting services. One of the interesting feature is gold. Where we can buy and sell gold online and we can also turn it into profit if we know about the market.


It is a Bengaluru based mobile payments startup that focuses on changing how nowadays customers pay while eating out, travel and shop. Using the Momoe app, we can store our credit card details and can make mobile payments at various restaurants, grocery stores, and other retail outlets. The app’s initial seek was into restaurants which attracted many installs by its users due to the ease of payment options.


PayUMoney is a Gurgaon based company that provides us with online payment solutions. It launched its wallet service last year. This e-wallet by PayUMoney enables us to store cash and pay for various services and online transactions.

In order to differentiate themselves from other companies, the company provides a wide range of benefits that include discounts/cash back offers on every transaction made through the app. This e-wallet also provides us with instant refunds on order cancellations.


Mobikwik is another independent mobile payment network that supposedly connects 25 million users with 50,000 retailers and more on its platform. This mobile wallet let us add money using debit, credit card, net banking and even provide doorstep cash collection service, which we can use to recharge, pay utility bills and shop at marketplaces.


Citrus Pay is another popular e-wallet app for cash storage, payments, and money transfers. Besides tying up with online service providers from various sectors,Citrus is now collaborating with Woohoo, a gifting and shopping portal to let us shop at more than 5000 offline stores listed with them.

Top 8 E-wallets to make India Cashless

State Bank Buddy:-

As the name itself indicates this app comes under One of the India’s best banks. It is an semiclosed wallet which is used to transfer money to banks and wallets. Since it is semiclose we can access this app only if we have SBI Internet Banking. Being a famous bank India, with this app we can access anywhere in India. 

Citi MasterPass;-

Citi Bank India and MasterCard recently launched an app ‘Citi Master Pass’, India’s first global digital wallet for faster and secure online shopping for its customers.

This is the only E-wallet that provides access to more than 2,50,000 + merchants. With a single touch and stores all our transaction and payment can be done in one place. It provides a faster and secure environment.

ICICI Pockets:-Top 8 E-wallets to make India Cashless

It provides us with the convenience of using any bank account in India to fund our mobile wallet and pay for transactions.

With Pockets,we can transfer money, recharge, and book tickets, send gifts and split expenses with our friends. Pockets wallet uses a virtual VISA card that enables us to transact on any website or mobile application in India and provides exclusive deals or packages from associated brands.

All these apps are available in android and iOS platforms. They are free to download. 

Top 8 E-wallets to make India Cashless

Read more:


Comments are closed.